Life Insurance Blog

Managing ‘high’ cholesterol is one of the ways you can look after your heart health and lower your risk of heart disease. When it comes to life insurance, we ask if you have ever been diagnosed with high cholesterol.

If you’re thinking about life insurance, you’re probably thinking about how much it costs. It’s normal to get a quote from several providers during your search. It’s usually easy to compare basic premiums between providers, however, changes in your premium specific to you depend on a number of risk factors, and each provider may put a different value or weighting on those factors.

You can buy life insurance from Pinnacle Life if you’re aged between 18 and 74 (and you can do it online if you are 20 to 69). But there’s more to think about than just how old you are when working out what life insurance you might need.

Only some people need life insurance. You probably don't need a life policy if you are single, financially independent, don't have large debts, or if you own a property or business that can be easily sold upon your death.

A pay rise is something most of us like to daydream about. But if our income decreases, we do a lot less daydreaming and more serious thinking and planning. We recommend that you only have as much life insurance as you can afford, so if your income changes either up or down, you should also think about your life insurance.

Suicide and taxes are amongst the most ‘googled’ terms when looking for life insurance, as there is a lot of confusion and misinformation about how they might affect your life cover. Life insurance is already considered complex and confusing, so it’s no wonder there is a misunderstanding about these tricky concepts.